In 2014, two ninth-grade boys, Matthew Hewlett and Caleb
Turon, discovered an online operators manual for an ATM. During their lunch
hour, they decided to try using this information at an ATM at a Bank of
Montreal ATM. The entered the ATM in to ‘operator mode’ which displayed
sensitive information such as customer charges, cash available, and the
transaction history. The ATM was password protected, but the boys were able to
find the correct code based on information in the manual. At this point, the
boys realized that this situation looked incriminating and they reported their
findings to the bank. (Lyne, 2014)
When they reported the breach, the bank employees did not
believe them. The boys then performed a live demonstration. When interviewed
about the event, the boys said “I started printing off documentation like how
much money is in the machine, how many withdrawals have happened today, how
much it’s made off surcharges. Then I found a way to change the surcharge
amount, so I changed it to one cent.” The boys also changed the ATM’s welcome
message to say “Go away. This ATM has been hacked”. (Lyne, 2014)
This is not the first attack against ATMs and it is not the
last. There is a new method of hacking ATMs called ‘jackpotting’. It is called
jackpotting due to the attack resulting in the ATM ‘spitting cash like a
winning slot machine’. The most common target is Diebold Nixdorf ATMs which are
the stand-alone models at drive-throughs or pharmacies. It has also been
reported that ATMs have been remotely infected or had their hard drives
completely swapped out. At the 2010 Black Hat Convention, researchers brought
two infected machines on stage. One machine immediately sent their personal
information and credit card info to a separate machine. The second machine was
given a command and then displayed a flashing ‘Jackpot!!’ on the screen before
spitting out money. (Selk)
References
Lyne, J. (2014, June 11). 14 Year Olds Hack ATM in
Lunch Hour - How it Happened. Retrieved from Forbes:
https://www.forbes.com/sites/jameslyne/2014/06/11/14-year-olds-hack-atm-in-lunch-hour-how-it-happened/#254513874dff
Selk, A. (n.d.). Hackers are making U.S. ATMs spit
out cash like slot machines. Retrieved from The Washington Post:
https://www.washingtonpost.com/news/business/wp/2018/01/27/hackers-are-making-u-s-atms-spit-out-cash-like-slot-machines-report-warns/?noredirect=on&utm_term=.09ca9778dc46
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